Credit Management Solutions
Our mission is to facilitate exchanges between companies around the world via a full suite of credit management solutions which can be built to meet your individual needs. We are uniquely placed to do this, meaning that you benefit from the security and flexibility of working with one provider.
Our offer is designed to protect, finance and manage the customer portfolio whilst enabling our clients to outsource all or part of their receivables management.
We work in partnership with our clients - helping to secure trade and provide competitive advantage.
Our Credit Management Solutions can help you:
- Acquire new customers
- Expand into new markets
- Secure increased levels of finance
- Protect your balance sheet
- Finance new acquisitions
What is Trade Receivables Protection?
Also known as Credit Insurance, it is a method of protecting your business against bad debt and customer insolvency.
The consequences of one of your customers becoming insolvent and you suffering a bad debt can have a serious financial impact on your business.
What are the benefits of Trade Receivables Protection?
1. It protects against commercial risk - such as a customer’s unforeseen insolvency, bad debts, overdue accounts
2. It protects against political risk - from foreign exchange shortages to the outbreak of war
3. It enhances the overall credit management process
4. It provides an early warning that a customer is in financial difficulty, giving you time to withdraw from the relationship in a structured way
5. It provides assistance with targeting your sales effort - focusing on profitable buyers and markets and avoiding financially weak customers or politically unstable export territories
6. It provides access to high quality credit opinions from expert underwriters on companies in the
What is Receivables Finance?
Receivables Finance is a method of freeing up cash flow from your debtor book. Instead of waiting for up to 60 days or more for your clients to pay their invoices, you receive up to 90% of their total value immediately. The remainder of the invoice amount is remitted upon collection of the outstanding invoices by us.
What are the benefits of Receivables Finance?
1. Receive up to 90% of the value of your invoices immediately
2. Frees up cash flow
3. A receivables financing facility grows with turnover, unlike an overdraft facility which is fixed
4. Improve your balance sheet positioning
Ratings and Business Information
What are Ratings and Business Information?
A credit rating is an assessment of the credit worthiness of a company. It is based upon the history of borrowing and repayment, as well as the availability of assets and extent of liabilities. Business information provides an assessment of a company’s financial situation.
What are the benefits of Ratings and Business Information?
1. Helps you decide who to extend credit to
2. The ability to monitor customers credit situation and mitigate risk
3. Demonstrate your own credit worthiness by obtaining your own credit rating
4. You can focus on reliable, high potential customers and suppliers
What is Receivables Management?
Receivables Management is the pro-active management of your cash flow and debtor portfolio.
What are the benefits of Receivables Management?
1. Supports financial planning and recovers late payment
2. Frees up internal resources for your core business activities
3. Creates value by optimising cash flow and profitability
4. Maintains your trading relationship with valued customers through improved customer care
5. Improves payment habits of your customers
